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Investment Strategy

The FIT Balanced Portfolio is managed for those investors who are seeking moderate growth while also looking for below market volatility. This portfolio primarily invests in mutual fund shares, shares of other collective investment trust(s) “CIT”, separate account shares, money market, and stable value products (including, but not limited to, guaranteed income funds). This portfolio may also invest in exchange-traded fund “ETF” shares. This portfolio will generally target a 60/40 Equity to Fixed Income Ratio, including international or global-based asset classes, with adjustments made based upon current economic and market conditions.

Collective Investment Trust Overview

Sponsor: Comerica Bank & Trust, N.A.
Manager: Prime Capital Investment Advisors
Data As Of: 06/30/2018

Strategic Underlying Managers

Allianz Global Investors
American Funds, Capital Research and Management Comerica Bank & Trust, N.A.
Dimensional Fund Advisors
Oppenheimer Funds Investment Management
T. Rowe Price Group, Inc.
Vanguard Group, Inc.

Holding Group Exposure
Period: 04/1/2018 – 6/30/2018 %
Consumer Defensive 4.14
Healthcare 5.77
Communications Services 2.04
Energy 3.79
Industrials 6.61
Technology 9.67
Basic Materials 3.43
Consumer Cyclical 6.82
Financial Services 10.25
Real Estate 3.80
Stock Regions
  • United States 39.7% 39.7%
  • Eurozone 3.5% 3.5%
  • Asia – Emerging 3.3% 3.3%
  • Japan 2.7% 2.7%
  • United Kingdom 2.4% 2.4%
  • Asia – Developed 2.2% 2.2%
  • Europe Ex-Euro 1.6% 1.6%
  • Latin America 1.3% 1.3%
  • Canada 1.3% 1.3%
  • Australasia 0.6% 0.6%
  • Africa 0.4% 0.4%
  • Europe – Emerging 0.3% 0.3%
  • Middle East 0.1% 0.1%
  • Other 40.5% 40.5%

Partnerships are available to all fiduciary and non-fiduciary brokers, advisors and consultants, and are structured to:

Provide the Plan Sponsor full disclosure of these services, revenues generated and the value add.

Comply with all DOL, FINRA, SEC and industry regulatory standards

Ensure a legal separation of services through clearly written fiduciary agreements.

Holdings Analysis

Asset Allocation

  • Cash 6.3% 6.3%
  • US Equity 37.5% 37.5%
  • Non-US Equity 18.7% 18.7%
  • US Bond 30.2% 30.2%
  • Non-US Bond 5.5% 5.5%
  • Other 1.7% 1.7%
Investment Style

Equity Investment Style %

23.7 21.9 18.4 Large
8.6 9.1 6.9 Mid
4.6 3.9 2.9 Small
Value Blend Growth

This portfolio does not directly invest in individual shares of stock. Stock Exposure illustrates the portfolio’s overall weighting in a particular security “stock”.

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS INVESTORS CANNOT INVEST DIRECTLY IN AN INDEX

Comerica Bank & Trust, N.A. (“Comerica”) is the sponsor and trustee of Fiduciary Investment Trust (“FIT Funds”). The FIT Funds are organized as collective investment trusts. Comerica does not offer consulting on plan structure or investment options. The trustee, Comerica Bank & Trust, N.A., has claimed an exclusion from the definition of the term “commodity pool operator” under the Commodity Exchange Act, and, therefore, is not subject to registration or regulation under the act. Fiduciary Investment Trusts, LLC and Comerica are not affiliated. Fiduciary Investment Trusts, LLC and the FIT Funds are separate entities and are not affiliated. Fiduciary Investment Trusts, LLC does not provide personal investment advice, act as a fiduciary, or reference the appropriateness of any individual investment alternative.

1This portfolio does not directly invest in individual shares of stock. Stock Exposure illustrates the portfolio’s overall weighting in a particular security “stock.”